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Low credit score
Is 700 considered a good credit score?
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
Seattle Credit Consulting CEO Highlights Racial Disparities in Credit System, Shares Credit Advice –…
From bad credit to credit consulting CEO - Tierra Bonds is on a mission to help others overcome their own credit battles while highlighting racial disparities in the credit system along the way. In honor of Financial Literacy Month, Bonds…
How to access capital for scaling your business?
Entrepreneurs are looking to grow their businesses and invest in new opportunities. Although it is a promising business, expanding a business requires spending tons of money to earn profits in the future. So do you have…
Why should I care about my personal finances? | News, Sports, Jobs
Your bank balance is low; your bills are high, and so is your anxiety. Here's a bombshell truth we all need to hear: managing personal finances is an essential life…
Portland gets highest credit rating from Standard & Poor’s
The City of Portland has received the highest possible credit rating from one of the largest and best-known credit rating agencies in the United States.
Standard & Poor's Global Ratings raised its credit rating on all of Portland's…
Today’s Mortgage, Refinance Rate: April 20, 2022
Will rising mortgage rates finally cool the white-hot real estate market? Maybe, but that doesn't mean affordability will improve.In its April forecast, Fannie Mae predicted that…
Digital loan: what to remember when taking out personal loans online
In recent years, digital lending has become one of the most important fintech concepts. It refers to the use of digital media to request, pay and manage loans.Lenders are increasingly using digital data to help them make lending choices…
Credit bureau TransUnion used deceptive marketing, government lawsuit says: NPR
The TransUnion credit bureau used digital tricks known as…
How to decide – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
Mortgages come in all shapes and sizes, from…
Mortgage and real estate news this week
In the post-pandemic housing market, demand and prices are skyrocketing while supply is contracting. Now is the time to learn strategies for snagging the home you want, as well as less traditional options like giant mortgages.Compete as a…
Today’s Mortgage Rates Jump Significantly | April 7, 2022
The average rate for a 30-year fixed-rate mortgage is 6.5% today, up nearly one percentage point from yesterday. Average rates are also higher for other types of loans, although less dramatically.…
Another pain point for American motorists: car insurance costs
Soaring gas prices aren't the only expense American drivers are grappling with these days. Insuring a vehicle costs around $700 more today than it used to coronavirus pandemicindustry data shows.
The…
How to Know When It’s a Good Time to Consolidate Your Debt
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
Today’s mortgage rates tend to fall | March 31, 2022
The interest rate for a 30-year fixed rate mortgage averages 5.332%. This is the second day in a row that the 30-year rate has fallen. All other loan categories are also seeing lower rates today.…
Spark Bad Credit Loans helps people access pre-approved loans, regardless of their credit score
The financial services provider offers an efficient and streamlined pre-approval process that allows low-to-middle income people to access loans in minutes
March 28, 2022 – Bad Credit Spark is delighted to announce that low to middle…
Daily mortgage rates end the week higher | March 26 & 27, 2022
Mortgage rates are up for another week. For homebuyers, the average rate on a 30-year fixed-rate mortgage is now 5.19%, down from 4.955% this time a week ago. Meanwhile, refinancers will see 30-year rates averaging…
Is it a good idea to finance furniture or appliances with a store credit card?
When you're considering a major furniture purchase, a store credit card doesn't seem like a bad idea, especially if you don't need to pay interest or…
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Freedom of Debt Relief: 2022 Review
If you have a lot of debt that you are struggling to repay, you may be considering using a debt relief company. A debt relief company is a company that will try to help you negotiate with your creditors to reduce your debt. They are…
Could higher mortgage rates be good for homebuyers?
Image source: Getty Images
Higher rates might not be what buyers want, but there could be a silver lining.…
West Virginia Small Business Loan Options
West Virginians who are entrepreneurs sometimes struggle to get the money they need to run their business during tough times. This could be the result of a global pandemic or simply a period of slow sales.
What can you do if…
10-year fixed refinancing rates | fox business
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
How I’m helping my 2-year-old build credit
Image source: Getty Images
My son should be in great shape to borrow as an adult.…
Buyers: Don’t Let Real Estate Myths Limit Your Search | Columnists
GRANBURY REAL ESTATE AGENTS ASSOCIATION
Lisamarie Sheck is president of the Granbury Association…
What to do if you don’t qualify for student loan forgiveness
President Joe Biden (Kent Nishimura/Los Angeles Times via Getty Images)
Los Angeles Times via Getty Images
Here's what to do if you don't qualify for student loan forgiveness.
Here's what you need to know.…
I want a new job. Will bad credit stop me?
Image source: Getty Images
Your credit could, in some cases, affect your job prospects.…
Today’s best mortgage rate deal? Search for shorter terms
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders, all…
Know the Score – Albuquerque Journal
Because interest rates are low, credit companies may make tempting offers to entice you into taking out a loan or getting a credit card. Take your time to make a decision that is good for you and your financial health before…
Daily Mortgage Rates End Week Higher | February 19-20, 2022
Mortgage rates ended the week higher again. The average rate for a 30-year fixed-rate mortgage is now 4.424%, up 0.038 percentage points from last Friday. The 15-year fixed rate loan is on average 3.456% and the rate…
Car loans, tightening labor market, etc.
What are the latest thoughts on fiscal and monetary policy? The Hutchins Roundup keeps you up to date with the latest research, charts and speeches. Want to receive the Hutchins Roundup by email? Sign up here to get it in your…
How can you benefit from the lowest interest rates on personal loans?
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners' products.Personal loans…
Getting crushed by huge interest rates on credit cards? KPRC 2 Investigates shows you how to reduce…
SUGAR LAND, Texas - With inflation now the highest in 40 years and the Federal Reserve set to raise interest rates repeatedly, financial experts say credit card interest rates are also set to rise.As things stand, credit card holders are…
Proposed credit scoring changes could benefit millions of Americans
Since its inception in 1989, there have been few, if any, changes to credit score reporting. However, with advances in technology and an economy struggling with a global pandemic, it makes sense to reassess a system that can…
Mississippi Small Business Loan Options
According to a report by the Mississippi Secretary of State.
With so many Mississippi businesses struggling to get the financial resources they need, it's important to make sure they have access to as many tools as possible to…
Using a Mortgage Refinance to Pay Off Debt
Should you refinance your mortgage to consolidate your debt?
As with any financial decision, you'll want to do your research and consider all of your options. To determine if a cash-out mortgage refinance is right for…
Teenage girl’s argument brings her parents to court for ruining her credit rating
An 18-year-old girl struggles to apply for her first credit card after it was immediately declined due to a low credit score.At first she was confused, but then she realized that her parents had used her name on phone and utility bills and…
How to get student loans for parents with bad credit – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
Many parents wonder how they are going to pay…
January 31, 2022—Lending Rates Rise – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
The average interest rate on refinanced student…
Optimum Credit Solutions Helps Clients Achieve the American Dream with Professional Credit Services
Team of passionate credit solutions experts delivering the right programs to customers that help boost their credit scores
Optimum Credit Solutions offers its customers the opportunity to repair and increase their credit scores through its…
Lower credit card limits didn’t change my credit score…Why?
Your credit limits can affect your credit score and your chances of approval, but it's not always as simple as changing one to improve the other.When I got my 2 current credit cards, I didn't ask for any…
Today’s Mortgage Rates Drop Below 4% | January 25, 2022
The interest rate on a 30-year fixed rate mortgage fell below 4% today, averaging 3.993%. The rate for a 30-year refinance loan is also lower at 4.119%. Almost every other loan category is also seeing lower rates,…
Here’s how to lock in a low rate
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners'…
FD-backed credit cards can help you build a credit score
If you're a Gen Z investor and spender, you might not have good credit simply because you might not have used a line of credit until now. A bad credit score or low income makes it difficult to get a credit!-->…
Digital Saccos: An Innovative Way for Young People to Save Hassle-Free
The World Bank recently said Saccos would play a bigger role in Kenya if it was allowed to lend more money using technology and cash flow instead of multiple member deposits.
SACCOs in Kenya operate in an environment of limited…
Credit balances rise as Americans become more dependent on credit card debt
According to the Federal Reserve, credit card balances have reached pre-pandemic levels, meaning many consumers may be looking for ways to consolidate multiple debts. (iStock) The past year has brought several financial…
Mortgage of the day, refinancing rate: January 16, 2022
Mortgage rates are still relatively low, but they have already started to rise in 2022. In December 2021, the
Federal Reserve…
Daily mortgage rates end the week up | January 15 & 16, 2022
The interest rate on a 30-year fixed rate mortgage ended the week higher, averaging 3.898%. Refinance loans also saw an increase with the 30-year rate at 4.037%.
Mortgage rates have been rising…
Navient reaches $1.85 billion settlement over predatory loan claims
Navient, once one of the nation's largest student loan servicing companies, has reached a $1.85 billion settlement with 39 states to settle claims that it made predatory loans that plagued borrowers crippling debts that were highly unlikely…
Freedom Debt Relief: 2022 Review
If you have large debts that you are having trouble paying, you might want to consider using a debt relief company. A debt relief company is a company that will try to help you negotiate with your creditors to reduce your debt. They are…
Today’s mortgages, refinancing rate: January 9, 2022
Mortgage rates have risen slightly in recent months, but remain generally low. The 30-year fixed rates are just over 3%, and the 15-year rates are less than 2.5%.Even as mortgage rates rise, data from…
Black entrepreneurship on the rise amid COVID-19 pandemic
Blacktoberfest 2021: Seller Explains Celebration of Business OwnersVendor Tiffany Spears talks about Blacktoberfest on Saturday, October 30, 2021. The festival featured over 100 Black-owned vendors, as well as food and…
Here are 7 Money Moves Everyone Should Make This Month
Life would be a lot easier if someone just sent us $ 1 million, but unfortunately the chance of that happening is probably zero. (Venmo doesn't allow such large transactions anyway.)But even though our chances of becoming a millionaire are…
20 candidates competed for each Phoenix apartment in 2021
2021 has been a very competitive year for tenants in many areas as they faced a perfect storm: high demand, low availability of apartments in Phoenix, and applicants with top notch credit scores. In the most extreme situations,…
Record year for home sales | Local news
Home sales in the Golden Islands continued to hit new highs in 2021 in what continues to be a seller's…
Mortgage Rates Today | December 30, 2021
Mortgage rates tend to rise today. The average rate on a 30-year fixed rate mortgage is up 0.015 percentage point from yesterday at 3.646%.
Nevertheless, the rates remain historically very low.…
How do I get a life insurance loan?
Can you borrow against life insurance? Yes. Should are you borrowing from life insurance? The answer depends on the cost of borrowing against life insurance.In short, a policyholder who takes out a loan on a life insurance policy and…
RUEDI: Financial resolutions for 2022 | Business
Millions of Americans are likely to make New Year's financial resolutions for 2022. Despite COVID and the other challenges we have faced over the past 12 months, we are still filled with an abundance of seasonal spirit and…
How to get a low cost student loan
The most important criterion in choosing a student loan is the cost. Most borrowers prefer a lower cost loan. The main factors that affect the cost of a student loan are the interest rate and the repayment term.
Student…
Millennial Money: Time to Build Your Credit
Sooner than you think, your credit score will start to count. A strong credit rating can make all the difference ...
Sooner than you think, your credit score will…
What Homebuyers Can Do Now to Increase Their Chances of Success in the New Year
Bloomberg | Bloomberg | Getty ImagesIt looks like it will be another competitive year for home buyers in 2022.While the market is not expected to be as hectic as it was last summer, prices are expected to rise further. Zillow predicts…
Experts say policy changes could remove barriers to permanent housing for homeless students | News
More than 200 students have been reported homeless so far this school year at Stillwater Public…
Tally App Review: Pay Off Credit Card Debt
Getting rid of credit card debt can be time consuming. Counting down is one way to potentially speed up the process.Tally consolidates your credit cards into a single, low-interest line of credit so you only have to make one payment,…
Mortgage Rates Today Are Going Down | December 13, 2021
The average interest rate on a 30-year fixed rate mortgage starts the week at 3.613%, slightly lower than last week's closing rate. Despite the drop, the 30-year rate has remained above 3.6% for three consecutive days.…
Wharton study finds energy efficient technologies can help families save money
Wharton School in May. 1, 2021.
Credit: Diego Cardenas Uribe
Researchers at the Wharton School and the University of…
5 problems preventing you from getting a small business loan – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
When a lender turns down your small business…
Why is debt consolidation necessary for credit scores?
Being in debt is normal, whether you want to buy a new car or pay for your education. However, it can quickly lead to high interest rates and can be difficult to manage. Fortunately, there are ways to manage your debt to avoid such…
Meet Jeff Sekinger, Asset Management Expert
Jeff Sekinger is a successful financial expert and entrepreneur. Jeff is the Founder and CEO of Zero Percent, a financial education and consulting company that helps start-up entrepreneurs start and grow their businesses with…
Shawn Blofsky wins player of the year award
Shawn Blofsky climbed from 11th in the player of the year points standings, ahead of the last year-end tournament, to win a weak net with a score of 71 and win the 2021 championship.
Blofsky had a total of 2000 points for his first place,…
Dan Kildee leads efforts to provide Michigan residents with housing assistance | New
FLINT, Michigan (WJRT) - (11/28/2021) - Congressman Dan Kildee announces new efforts in Congress, helping…
New DeFI CreDA Platform Seeks to Reduce Risk in Crypto World
CreDA protocol will use AI to deliver credit ratings using on-chain and traditional financial dataNEW YORK, November 25, 2021 (GLOBE NEWSWIRE) - CreDA (Credit DeFi Alliance), the world's first decentralized credit scoring service, has…
The Hidden Costs of Poverty Explained | Opinion
“Anyone who has fought against poverty knows how extremely expensive it is to be poor. "- James Baldwin,…
Insurance Industry Should Listen to Seniors and End the Use of Credit Ratings
Many seniors on fixed incomes have spent their lives prepaying their possessions. They have paid off their debts and rely less on credit. Some may now have lower credit scores because of the unscrupulous way the credit bureaus…
How To Get The Most From Your Vehicle Trade-In WJHL
(iSeeCars) - You are about to begin the car buying process. Which probably means you are asking yourself this eternal question: what should I do with my used car? Sell or trade it?
Can you rent a used car?
There…
Consumer Credit Union Review: Rewards Checking Account
The bottom line: You will find the Consumers Credit Union attractive if you enjoy online banking or if you live near Chicago, Illinois. The Credit Union has a unique, high yield…
Are credit reports in the crosshairs?
Recent developments indicate that credit reporting concerns will likely be high on the CFPB's agenda in the coming months. Last month, CFPB Director Rohit Chopra spoke to the House Committee on Financial Services and discussed several key…
November 15, 2021 – Lower mortgage rates – Forbes Advisor
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors.
For anyone in the…
Don’t know these details about yourself? Some of them could affect your financial health…
Many of us are unaware of crucial personal information that could impact our lives. Part of this is due to technology and the ability to quickly record information on our phones and mobile devices, but if we didn't have access to it, what…
Alliant Credit Union Personal Loans Review 2021
The bottom line: Alliant Credit Union is a great option if you have great credit because you might get a low interest rate. However, its minimum loan amount is higher than most…
Daily mortgage rates end the week lower | November 6-7, 2021
The average mortgage rate for a 30-year fixed rate mortgage ended the week at 3.429%. That's a drop of 0.104 percentage point from Monday's rate. Rates fell most days of the week, but remained in a narrow band.…
Do you care about your credit score? Be Strategic With Card Limits | Lifestyles
If you have credit cards in your wallet, you can track your balances to…
Insurers say data shows low credit scores predict driver risk behaviors
The insurance industry says they now have evidence that if you have a bad credit rating, you're more likely to brake or step on the accelerator hard.
Also if you are less educated, single or are selling real estate for a living.…
The Risks of Buying Now, Paying Holiday Shopping Later: Credit Experts
Shoppers fill a target store on a Black Friday in Chicago.John Gress | Corbis History | Getty Images“Buy now, pay later” has become a popular payment tool among young consumers, replacing traditional bank credit cards. And this year, the…
How to use debt to fuel your investments
Source: Getty Images
American citizens have $ 15 trillion in household debt. In this astronomical number, there are both good and bad loans. When people borrow and spend money on something that…
Britons’ credit scores skyrocket during pandemic
Pandemic-hardened Britons have seen their credit scores improve over the past two years, with many spending less, saving more and cutting debts.According to Experian, the UK's average credit score is on the rise from 776 in September 2019…
Green Bay region presents plan to end homelessness
Green Bay region unveils plan to prevent homelessnessRashad Cobb of the Greater Green Bay Community Foundation talks about the need for community involvement to reduce homelessness in the region.Jeff Bollier, Green Bay Press-GazetteGREEN…
15-Year Mortgage Refinance Rates Are a Steal for 6 Days in a Row | 25 October 2021
Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Mogo: 5 Myths Canadians Should Know About Their Credit Score
5 Myths Canadians Should Know About Their Credit Score
Let's destroy the myths!
When it comes to improving your credit score, knowledge is power. Here…
“Asking up to 300%”: local builders share their arrears, their advice
Traverse City homebuilders have never been so busy.
The area's searing housing market - combined with a limited inventory of homes for sale - is scrambling for construction companies. And supply chain issues and labor shortages make it…
5 states with the best and worst credit scores
You may be wondering what your credit score has to do with the condition you live in. After all, it is something that individuals are responsible for and depends on paying all of your dues on time.
Although…
Life insurance costs could rise for COVID-19 survivors
Gladskikh Tatiana / Shutterstock.com
At this time, having had COVID-19 is not a threat to getting life insurance or a reason to be charged more for a policy. But those breaks will end, perhaps soon, and lead to denials of coverage or…
Hearing loss linked to multiple health problems
fizkes / Shutterstock.com
Most of us will lose some of our ability to hear as we age. But hearing loss can be a previously overlooked risk, according to a recently published study.
According to the National Institute on Aging (NIA),…
4 reasons you might be refused a credit card
When you apply for a credit card, there is a good chance that you will be excited about the benefits and features offered by the card. This is why it can be disappointing if the card issuer refuses your request to open an…
Mortgage rate offers for the week ending October 9, 2021: best offers from lenders
Bankrate follows a strict editorial policy, so you can be sure that we put your interests first. Our award-winning editors and journalists create honest, accurate content to help you make the right financial decisions.
The key…
BNPL Pay enables financial inclusion by providing credit to consumers who need it most
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