Those looking for credit should redouble their attention so as not to be fooled into fraudulent transactions. One such case is the early deposit scam to release Payday loans. Avoid falling into this trap and see the tips we have set aside for you.
Payday loans: what is it?
It is a form of credit intended for INSS withdrawals and pensioners, civil servants and pensioners of federal, state and municipal agencies, military personnel and pensioners of the Armed Forces. In this model, installments are directly discounted to Payday and interest are lower than other conventional lines.
Advance deposit: Don’t fall for this scam
Whether for cards or Payday loans, no institution requires advance deposits to release credit to the customer. If this occurs, report it! To prevent this type of disorder from happening, look only for companies regulated by the bank, ie they are authorized to perform these activities.
Payday loans often do not analyze the CPF, freeing up the amount even for those who are negative. That is, it is a way to make it easier for those who need credit instead of making it difficult. So why would you require an advance deposit? Think about.
What if you have suffered this blow?
Have you had this scam or are you suspicious of the services provided by any financial institution? Look for the nearest police station and file a police report. There are cases where the victim can recover the lost value. If the bank does not wish to return the money, the victim may seek justice and seek compensation.
Be sure to seek your rights and report any wrongdoing. If you need expert help, consult with a lawyer to help you in these situations. At the end of the process, be sure to share your experiences with others, this way you help them not suffer from these financial scams.
Card scams, how to avoid?
In addition to Payday loans, credit cards are also vulnerable to scamming. But it is possible to avoid them by taking certain precautions. This article has important tips for protecting your card. Click on the link to continue reading: Credit Card and avoid scams.