Filters-NOW, LLC Reports Data Breach Affecting Customers’ Credit and Debit Card Information Online | Console and Associates, PC

On August 4, 2002, Filters-NOW, LLC reported a data breach to the Texas Attorney General’s office. Prior to this, the company also reported the breach to various other state government entities, for example, the Montana Attorney General’s Office on July 19, 2022. According to Filters Now, the breach resulted in names, card numbers credit or debit and expiration. compromise dates of some people. After confirming the breach and identifying all affected parties, began sending data breach letters to all affected parties.

If you have received a data breach notification, it is essential that you understand what is at risk and what you can do about it. To learn more about how to protect yourself from fraud or identity theft and what your legal options are following the data breach, please see our recent article on the subject. here.

What we know about the data breach

Information about Filters-NOW, LLC’s data breach comes from several of the company’s filings with various state attorneys general’s offices. According to the most recent information, around March 17, 2022, Filters Now detected suspicious activity in a database used by the company to store consumer credit card information obtained through its website, www.filters-now .com. In response, the company launched an investigation into the incident in hopes of learning more about its causes and whether any consumer data was leaked as a result.

More recently, and following the company’s investigation, Filters Now learned that an unauthorized party gained access to the database between July 23, 2019 and March 8, 2022. In its letter on the data breach addressed to affected consumers, Filters Now notes that “although the credit card numbers were tokenized and protected by encryption, the investigation was unable to rule out the possibility that the credit card numbers credit could have been viewed by the threat actor.

After discovering that sensitive consumer data was accessible to an unauthorized party, began the process of reviewing all affected files to determine what information was compromised and which consumers were affected by the breach. incident. Although the information breached will vary depending on the individual, it may include your name and credit or debit card information, including the expiration date.

In July 2022, and again on August 4, 2022, sent data breach letters to everyone whose information was compromised as a result of the recent data security incident.

More Information About Filters-NOW, LLC

Based in Creola, Alabama, Filters-NOW, LLC is an online retailer of furnace and air conditioner air filters. The company is owned and operated by Protect Plus Air Holdings (“PPA Holdings”), based in Hickory, North Carolina. Filters-NOW, LLC sells filters from a wide range of manufacturers including Arm & Hammer, Dupont, Honeywell, Accumulair, Purafilter 200 and more. employs over 25 people and generates less than $5 million in annual revenue; however, PPA Holdings is much larger, generating more than $19 million in revenue per year.

How to protect yourself after a data breach

Data breaches are becoming more common, affecting millions of Americans every year. Given the frequency with which these breaches occur, it is imperative that consumers know what to do if their information is leaked during a data breach.

The biggest risk following a data breach is that a hacker uses your personal information to steal your identity or sells your information on the dark web to someone else who can then use it to steal your identity. . Of course, there is nothing you can do to prevent a data breach because, after you provide your information to an organization, any breach involving the organization’s computer network may expose your personal or financial information. However, there are some important steps you can take after a data breach to reduce the likelihood of becoming a victim of identity theft or other fraud.

Identify what data has been compromised

The first thing to do after a data breach is to review the data breach letter, noting what information about you has been compromised. Although the steps below generally apply to data breaches, there are additional steps you should take if a breach involves highly sensitive information such as your financial account information or social security number.

Be vigilant in monitoring your online accounts

Often, hackers attempt to use stolen information as quickly as possible. Indeed, consumers can close their accounts as soon as they are informed of the violation. However, it may take a while for criminals to obtain other necessary information before attempting to steal your identity. Thus, it is imperative that you diligently check your online bank and credit card accounts, as well as your credit report.

Sign up for free credit monitoring

Credit monitoring typically costs consumers between $20 and $40 per month. However, after a data breach, companies usually offer victims free credit monitoring for a period of time, usually between one and two years. It’s a good idea to sign up for free credit monitoring, as it can help you determine if someone is trying to steal your identity. Additionally, signing up for free credit monitoring does not affect your rights to bring a data breach lawsuit against the company that disclosed your information if the company has shown negligence before the breach.

Consider placing a fraud alert or credit freeze on your credit account

By contacting one of the three major credit bureaus, you can place a fraud alert or a credit freeze on your credit accounts. A fraud alert notifies potential creditors that your information was recently exposed in a data breach and warns them that an impostor may be trying to open a new line of credit. A credit freeze provides additional protection by preventing any company from withdrawing your credit without your prior approval. The Identity Theft Resource Center has repeatedly noted that freezing credit on your credit account is the best way to prevent fraud after a data breach.

Those wishing to learn more about their options following a breach should contact an experienced data breach attorney for immediate assistance.

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