How Lexington Law Helped Me Achieve Stability
Editor’s note: I had a poor credit score, which I was trying my best to improve without success until I started working with Lexington Law – the #1 credit repair app .
Deidre O’brien, an employee of Geist, a service provider for Lexington Law, was paid for his time.
Before Lexington’s Law
My biggest dream has always been to own my own house, with the cute white picket fence for my dog, but I couldn’t escape the rental market. I’m doing my job well and have saved a good chunk of my paycheck, but the only thing holding me back is my low credit score.
When I first left my parents’ house, I wasn’t sure about anything related to finance or credit. However, I knew pretty well that when I first got a credit card, I made sure to pay my bills on time. I thought that was all I needed, but my score still wasn’t where I needed it or wanted it to be.
I suspected it was due to late payments or inconsistencies, but to be honest, I wasn’t sure. I tried to resolve all of this by reviewing all my documents and piecing together what might be causing the cause.
My papers were everywhere and even though my father helped me as much as he could, we couldn’t figure out why my score hovered around the same numbers. We tried many apps to maintain my savings and applied for different lines of credit.
Late 2020 As the new year approached, I knew I wanted to understand my credit and needed better help. I was looking for new options when I came across Lexington Law.
Lexington Law, is a credit repair service that works on behalf of its clients to address questionable and negative items on your report.
After Lexington’s Law
Registration was much easier than expected. First, I completed a quick online questionnaire (which took about 15 minutes). I received a free credit report consultation that provided clarification on my credit score, a credit report summary, and an expert recommendation.
Their dashboard is personalized and completely easy to navigate and track my case. With my level of service, I could even see my credit score from all three bureaus, as well as the positive and negative things impacting my credit.
A representative let me know that there had been a few questionable items on my report that they were going to investigate. They then provided more information on the identified items and even prioritized them based on what problems they could solve.
Turns out I had quite a few things, like an old gym membership and an online account that I haven’t used in ages, that’s been dragging my score down. I also had a few other late payments that didn’t seem right at all.
Inevitably, I had many inaccuracies in my report, so with the help of Lexington’s Law disputing them on my behalf, the creditors removed the inaccuracies from my report! Their Money Manager feature was something I knew I needed to help me maintain my finances in the future. It looks at all my expenses and finds areas where I could save even more.
Lexington’s Law helped me learn that too many inquiries about new lines of credit can affect my score. Their team immediately got to work, and while these results aren’t typical, after just a few weeks they had already reduced a few negatives and my credit score had improved*.
I was thrilled with everything Lexington Law had helped me achieve (it was so much better than what I was doing before). Bonus: they kept me updated every step of the way.
I couldn’t believe how much Lexington Law helped me with my credit. From their free recommendations to their financial health advice, they have saved me and my credit. I could speak to a representative at any time, which helped me feel reassured and knew that I was never alone.
Lexington Law offers credit coaching, which teaches me how to maintain and improve my score. I used to be embarrassed by my credit score and how it kept me from making life’s big purchases (like buying a house), but with Lexington’s law, I will be able to.
Don’t waste too much time trying to figure out your own credit score mistakes. Let Lexington Law help put you on the path to a better financial future.
Lexington Law offers its readers a free credit repair consultation, which includes your FREE credit summary and score. You can follow this link, or call 1-844-864-9102 to take advantage of this no-obligation offer.
Call anytime between 7am and 11:59pm EST to get your free credit report and score!