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Credit repair companies in the crosshairs: Bill would help regulate industry

Damien C. Perez May 13, 2022
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More Murder Charges for Women in Louisiana Abortion Bill |…

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Atlanta, Georgia Apartment Requirements (Income, Pets, etc.) |…

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Ajax legend and ‘one of its all-time top scorers’ dies as…

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Kerala HC – The New Indian Express

Financial services

5-year variable rate loans fall for the fourth week in a row

Damien C. Perez May 9, 2022
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders, all…
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Credit card debt increases as interest rates rise

Damien C. Perez May 9, 2022
On Tuesday, the Federal Reserve Bank of New York will release a report on US household debt for the first quarter of 2022. This includes credit card debt. At the start of the pandemic, many Americans were…
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2 “strong buy” dividend stocks with at least 8% dividend yield

Damien C. Perez May 9, 2022
A series of headwinds have stoked concerns lately as investors try to navigate their way through geopolitical turmoil and the threat of a medium-term recession. Worse still are stubborn inflationary pressures, rising prices that show no…
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Gainesville Sellers Market Assesses Home Buyers

Damien C. Perez May 9, 2022
Amanda Kirby and her husband want nothing more than to raise their 3-year-old daughter in Gainesville, where they've lived much of their lives. They thought saving for the down payment would be the hardest part. But for a…
Financial services

2 Arsenal loans end earlier than expected

Damien C. Perez May 8, 2022
LONDON, ENGLAND: Daniel Ballard of Millwall under pressure from Dominik Frieser of Barnsley during the Sky Bet Championship match between Millwall and Barnsley at The Den on April 09, 2022. (Photo by Cameron Smith/Getty Images) Heading…
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Philippines election: Bongbong set to become president as Marcos history is rewritten | Philippines

Damien C. Perez May 7, 2022
FErdinand Marcos, the dictator who ruled the Philippines from 1965 to 1986, was the most decorated hero of World War II. Under his rule, the armed forces were the most advanced in Asia. Even more impressive: his family has huge amounts of…
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Homeownership programs in Alabama in 2022

Damien C. Perez May 6, 2022
The Alabama Housing Finance Authority offers statewide assistance programs for cash-strapped buyers. Eligible individuals can get up to…
Bad credit loans

How to negotiate a mortgage in Minnesota when rates are rising fast

Damien C. Perez May 6, 2022
…
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Wisconsin District Court Dismisses FCRA Request After Bank Mistakenly Accessed Consumer’s…

Damien C. Perez May 5, 2022
The US District Court for the Western District of Wisconsin recently ruled that Synchrony Bank did not violate the Fair Credit Reporting Act (“FCRA”) when it mistakenly requested a consumer's credit report. In Carlson v Synchrony Bank,…
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Bill Gates says Elon Musk could make Twitter worse

Damien C. Perez May 5, 2022
Speaking at the Wall Street Journal CEO Summit on Wednesday, Gates asked Elon Musk: "What does he think of something who says 'Vaccines kill people' or 'Bill Gates stalks people?'Jeff J Mitchell | Getty Images News | Getty ImagesBill…
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What happens after graduation? – The medium from Seattle

Damien C. Perez May 4, 2022
By Julianne Malveaux (Trice Edney Wire) - Graduations are an exciting time for most families. They will crowd into auditoriums, gymnasiums, churches or outdoor settings carrying flowers, balloons and other treats. They will likely…
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7 Best Ways to Increase Your Net Worth

Damien C. Perez May 4, 2022
Increasing your net worth can have many benefits; it's more than just bragging rights. For example, increasing your net worth can help you retire years earlier. It also leads to financial security, allowing you to worry less about money…
Financial services

“Soft” Student Loans | Columnists

Damien C. Perez May 4, 2022
My sincere congratulations to President Biden. He comes up with an idea so bad it replaces the #1 pick for…
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Woman hosting brother’s Ukrainian family struggles to pay bills | Refugees

Damien C. Perez May 3, 2022
A British woman who is hosting her brother and his Ukrainian family under the government's family scheme says the arrangement has left her struggling to make ends meet because of the discrimination inherent in the rules.This is one of the…
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Southeast Texas families living ‘paycheck to paycheck’

Damien C. Perez May 3, 2022
Low income coupled with inflation has left many Southeast Texas families struggling to make ends meet. BEAUMONT, Texas — Multiple issues around the world have put families in Southeast Texas under severe financial…
Financial services

Bad debt will be less than 14% by the end of FY23, says Idbi Bank CEO

Damien C. Perez May 2, 2022
Private lender IDBI Bank expects less than 14% of its total loans to remain in the non-performing loan category by March next year, down from 19.14% in FY22, due to higher collections and transfers to the wrong bank.…
Credit report

Are you planning to renovate your home? Get your finances in order with these tips

Damien C. Perez May 2, 2022
Home renovation is becoming increasingly popular as homeowners seek to improve the livability, comfort and value of their homes. According to a recent study by Harvard University's Joint Center for Housing Studies, home improvement…
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NFL Draft sheds light on Georgian football’s forgotten history

Damien C. Perez May 1, 2022
UGA football added to its rich history with the dominance of the NFL Draft this year.The five Dawgs taken in the first round last week set an NFL record for most defensive players at a school. And, with 15 Dawgs taken, UGA also set a new…
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Is 700 considered a good credit score?

Damien C. Perez May 1, 2022
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
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CIC and BSP Host Public Webinar for Credit Awareness Week

Damien C. Perez Apr 30, 2022
THE Credit Information Corp. (CIC), the country's only public credit registry and credit information repository, in partnership with Bangko Sentral ng Pilipinas (BSP), is…
Financial services

Yes Bank will transfer all bad loans to its arc by June, says CEO Prashant Kumar

Damien C. Perez Apr 30, 2022
NEW DELHI: Private sector lender Yes Bank plans to set up an asset reconstruction company is on track and expects to transfer all of its bad debts to the entity by the end of June, the chief executive said on Saturday…
Bad credit loans

Dave Ramsey has no credit score. Here’s why it might not work for you

Damien C. Perez Apr 30, 2022
Image source: Getty Images There is a danger in having no credit score at all.…
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DOJ-initiated misrepresentation law activity on the rise | Skadden, Arps, Slate, Meagher &…

Damien C. Perez Apr 30, 2022
Key points The volume of new cases filed under the False Claims Act (FCA) remained high in 2021, and the Department of Justice (DOJ) collected more than $5.6 billion in settlements and judgments – the second annual total biggest in FCA…
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Is no credit score worse than a bad credit score?

Damien C. Perez Apr 29, 2022
Image source: Getty Images Some consumers have no credit -- and that's not a good thing either.…
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Is debt settlement hurting your credit? – Forbes Advisor

Damien C. Perez Apr 28, 2022
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Debt settlement allows an overburdened borrower…
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Treez Retail Customers See Massive Increases In Cashless Payments Sales During 4/20 Cannabis Holiday

Damien C. Perez Apr 28, 2022
4/20 Cashless payment transactions on TreezPay 206% increase over the same period last year SAN FRANCISCO , April 28, 2022 /PRNewswire/ -- Treez (www.treez.io), the leading enterprise cloud-based commerce platform that powers retail and…
Financial services

Customers Can Get Pre-Approved Auto Loans in Huntsville, Alabama | News

Damien C. Perez Apr 28, 2022
Future buyers can apply for a car loan from Auto Simple at Huntsville, Alabama.HUNTSVILLE, Alabama., April…
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Seattle Credit Consulting CEO Highlights Racial Disparities in Credit System, Shares Credit Advice –…

Damien C. Perez Apr 28, 2022
From bad credit to credit consulting CEO - Tierra Bonds is on a mission to help others overcome their own credit battles while highlighting racial disparities in the credit system along the way. In honor of Financial Literacy Month, Bonds…
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Living Akamai: First-Time Home Buyers

Damien C. Perez Apr 27, 2022
In another "Living Akamai" addition, Kay Mukaigawa joins us in the Green Room to talk about first-time home buyers. We asked Kay if she had any advice for first-time home buyers. Kay says, “Absolutely…like any life change, you…
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Athens auditor asks for another $200,000 to pay record income tax refunds

Damien C. Perez Apr 26, 2022
Athens auditor asks for another $200,000 to pay record income tax refunds By: David Forster Posted on: Tuesday, April 26, 2022!-->…
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How to access capital for scaling your business?

Damien C. Perez Apr 26, 2022
Entrepreneurs are looking to grow their businesses and invest in new opportunities. Although it is a promising business, expanding a business requires spending tons of money to earn profits in the future. So do you have…
Financial services

Realtimecampaign.com discusses some helpful tips for getting home improvement loans

Damien C. Perez Apr 25, 2022
Over the course of home ownership, owners will eventually need to invest money in improving their property. Whether a homeowner needs to make repairs or build an addition, having cash is essential. Since most people don't have…
Bad credit loans

America’s Car-Mart, Inc. announces pricing for its first

Damien C. Perez Apr 25, 2022
ROGERS, Ark., April 25, 2022 (GLOBE NEWSWIRE) -- America's Car-Mart, Inc. (NASDAQ: CRMT) (the "Company") announced today that it has priced $400 million principal amount of asset-backed notes (the “Notes”), a securitization transaction…
Credit report

Intellirent launches integration with AAMD

Damien C. Perez Apr 25, 2022
Delivering new and exciting benefits to members of the 6th largest apartment association in the United States - Metro Denver.SAN FRANCISCO, April 25, 2022 /PRNewswire/ -- Intelligenta leader in tenant screening and rental marketing…
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BTS’s Jimin’s apartment seized for non-payment of health insurance, Big Hit admits…

Damien C. Perez Apr 25, 2022
BTS The Big Hit agency responds to reports that Jimin's apartment has been temporarily foreclosed, due to unpaid health insurance premiums. On April 24, Korean media outlet Biz Hankook reported that the National Health Insurance Service…
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Why should I care about my personal finances? | News, Sports, Jobs

Damien C. Perez Apr 23, 2022
Your bank balance is low; your bills are high, and so is your anxiety. Here's a bombshell truth we all need to hear: managing personal finances is an essential life…
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How long should you wait between new credit card applications?

Damien C. Perez Apr 22, 2022
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
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Mich. lawmakers Introduce Bill to Attract Mental Health Professionals to Schools | News

Damien C. Perez Apr 22, 2022
TRAVERSE CITY — Educators in Northern Michigan hope a new bill…
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Portland gets highest credit rating from Standard & Poor’s

Damien C. Perez Apr 21, 2022
The City of Portland has received the highest possible credit rating from one of the largest and best-known credit rating agencies in the United States. Standard & Poor's Global Ratings raised its credit rating on all of Portland's…
Financial services

“Three-tier loans will reduce defaults and increase lending to SMEs”

Damien C. Perez Apr 21, 2022
The public bank Rupali has been present in the banking sector for five decades after independence. Through its branches across the country, the organization provided agency services to the government for the collection of public…
Credit report

Child tax credit: is the expanded child tax credit dead? Did this help?

Damien C. Perez Apr 21, 2022
Children ate better, families paid off their debts and parents were able to improve their job skills when the expanded child tax credit was sent directly to American families. That's according to a…
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USMNT to kick off World Cup preparation against Morocco on June 1 in Cincinnati

Damien C. Perez Apr 20, 2022
CHICAGO (April 20, 2022) - In its first preparation match for the 2022 FIFA World Cup, the United States men's national team will face 24and-ranked Morocco on June 1 at TQL Stadium in Cincinnati, Ohio. Kick-off time and broadcast…
Low credit score

Today’s Mortgage, Refinance Rate: April 20, 2022

Damien C. Perez Apr 20, 2022
Will rising mortgage rates finally cool the white-hot real estate market? Maybe, but that doesn't mean affordability will improve.In its April forecast, Fannie Mae predicted that…
Bad credit loans

Can dealerships mark up interest rates?

Damien C. Perez Apr 19, 2022
Dealership profit margins can impact the cost of purchasing your vehicle and your auto loan in a number of ways. One thing your broker may have some control over in your loan is your interest rate. Let's see how dealers can…
Financial services

Why Non-QM Loans Might Be Right For You

Damien C. Perez Apr 19, 2022
Published on Monday, April 18, 2022 at 12:29 p.m. Join the 100,000 AFP subscribers on Facebook Buy an AFP subscription Subscribe to AFP podcasts on Apple Podcasts, Spotify and Pandora News, press releases, letters to the…
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Americans’ taxes were public under Calvin Coolidge – until the wealthy revolted

Damien C. Perez Apr 18, 2022
Placeholder while loading article actionsSince Americans are filing their tax returns before Monday's deadline, they don't have to worry about their neighbors knowing how much they earned or paid. But for a time in the 1920s, everyone's…
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Digital loan: what to remember when taking out personal loans online

Damien C. Perez Apr 18, 2022
In recent years, digital lending has become one of the most important fintech concepts. It refers to the use of digital media to request, pay and manage loans.Lenders are increasingly using digital data to help them make lending choices…
Financial services

Why Tax Refund Loans Are Bad: Fees, Interest, and Risk

Damien C. Perez Apr 16, 2022
Last-minute filers are scrambling to ship their returns to the Internal Revenue Service by the 2021 tax year deadline of Monday, April 18, and are likely anxiously awaiting a big check via their refund of tax. Some tax firms or…
Credit report

3 things that are stopping you from having better credit

Damien C. Perez Apr 16, 2022
Image source: Getty Images Want better credit? Here's how to start.…
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Why Endeavor (EDR) Could Beat Earnings Estimates Again

Damien C. Perez Apr 15, 2022
…
Bad credit loans

Types of bad credit loans and their uses

Damien C. Perez Apr 14, 2022
If you have bad credit and need cash fast, you may not realize that you may still have loans you qualify for. A loan for bad credit could be an option if you have been refused by your bank or credit union and borrowing from relatives or…
Credit report

7 On your side: CARFAX correction when the vehicle history report has a big error

Damien C. Perez Apr 13, 2022
NEW JERSEY (WABC) — It was last-minute CARFAX confusion when a New Jersey car owner discovered his vehicle history report had a big mistake that was costing him thousands of dollars.It's a great reminder in this age of runaway inflation…
Financial services

Government cautious on loans for megaprojects

Damien C. Perez Apr 13, 2022
Prime Minister Sheikh Hasina reiterated yesterday that his government remains cautious so that loans do not become a burden. "Once these (mega)projects are implemented, the face of our economy will change. We take loans from domestic and…
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ABN Amro apologizes for historical links to slavery; Will not pay for repairs

Damien C. Perez Apr 13, 2022
The companies and organizations that were the forerunners of Dutch bank ABN Amro were heavily involved in the slave trade, the bank said in a report on its history. A banking house that became part of the big modern bank through mergers…
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Credit bureau TransUnion used deceptive marketing, government lawsuit says: NPR

Damien C. Perez Apr 12, 2022
The TransUnion credit bureau used digital tricks known as…
Bad credit loans

43% of seniors grapple with higher debt payments as Fed raises interest rates, survey finds

Damien C. Perez Apr 12, 2022
According to a new survey by the Senior Citizens League, Social Security benefits may not be enough for seniors who are struggling to pay off their debts. (iStock) In March, the Federal Reserve implemented the first of several…
Financial services

Everything you need to know about equity loans | Polkonbut

Damien C. Perez Apr 11, 2022
Equity loans are a safe way to borrow funds while keeping your investment portfolio intact. Unlike other loan facilities, equity loans allow you to borrow money to meet your cash flow needs without disrupting your long-term investment.…
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Hovnanian Enterprises: 6 Reasons Your Mortgage Approval Might Be Withdrawn

Damien C. Perez Apr 11, 2022
Now that you've submitted your mortgage application, received approval, and have less than a week left before closing, you're starting to feel like you can finally expire. By all appearances, you're in the final…
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How online shopping has changed over the past 30 years | Let’s talk about techniques and…

Damien C. Perez Apr 11, 2022
Alpine Rings has compiled a list of how online shopping has changed over the past 30 years using data from a…
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How to decide – Forbes Advisor

Damien C. Perez Apr 10, 2022
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Mortgages come in all shapes and sizes, from…
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Why should you invest in dividend growth stocks in 2022

Damien C. Perez Apr 9, 2022
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
Credit report

10 Cheapest US States to Purchase Auto Insurance

Damien C. Perez Apr 9, 2022
When it comes to auto insurance rates, where you live matters.The difference between the highest and lowest average annual premiums in the United States is $2,120, according to a recent Bankrate study that ranks states based on the “true…
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Mortgage and real estate news this week

Damien C. Perez Apr 9, 2022
In the post-pandemic housing market, demand and prices are skyrocketing while supply is contracting. Now is the time to learn strategies for snagging the home you want, as well as less traditional options like giant mortgages.Compete as a…
Bad credit loans

Cities where buyers get the best interest rates

Damien C. Perez Apr 8, 2022
Photo credit: tab62 / ShutterstockAfter a long period of intense competition and high prices in the residential real estate market, 2022 brings signs that the market may soon begin to cool down. With inflation on the rise and house prices…
Financial services

Loans worth Rs 18.60 trn sanctioned to 344 million borrowers under PMMY in 7 years

Damien C. Perez Apr 8, 2022
About Rs 18.60 trillion has been sanctioned to 344 million borrowers under the Pradhan Mantri Mudra Yojana (PMMY) in 7 years since the launch of the scheme. However,…
Credit report

East Tennessee Children’s Hospital identifies systems flaw that may have compromised sensitive…

Damien C. Perez Apr 8, 2022
According to a press release from the hospital, East Tennessee Children's Hospital documents containing…
Low credit score

Today’s Mortgage Rates Jump Significantly | April 7, 2022

Damien C. Perez Apr 7, 2022
The average rate for a 30-year fixed-rate mortgage is 6.5% today, up nearly one percentage point from yesterday. Average rates are also higher for other types of loans, although less dramatically.…
Credit report

4 Ways to Boost Your Credit Score in 30 Days

Damien C. Perez Apr 6, 2022
Credit scores can impact your interest rates, insurance premiums, and even your utility bills. Although you can't improve your score overnight, you can take steps…
Bad credit loans

6 things to look for in payday loan companies

Damien C. Perez Apr 6, 2022
We all face financial challenges at some point and that's when credit comes in handy. When you need money to cover unexpected expenses, you can consider a payday loan. However, it can be quite difficult to access the best payday…
Payment history

Will Bruce Boudreau be back with the Canucks next season?

Damien C. Perez Apr 6, 2022
There are rumors that Boudreau's future with the Canucks isn't as certain as one might expect. The Vancouver Canucks' 2021-2022 season came to a head on Dec. 5. That's when the Canucks fired Jim Benning as general manager and…
Bad credit loans

Credit manager doValue Greece obtains $548 million bad loan mandate

Damien C. Perez Apr 5, 2022
The new 100 and 200 euro banknotes with new security features are displayed at the headquarters of Germany's Federal Reserve Bundesbank in Frankfurt, Germany May 21, 2019. REUTERS/Kai PfaffenbachJoin now for FREE unlimited access to…
Financial services

Do this if you have already refinanced your student loans

Damien C. Perez Apr 4, 2022
Student loan refinancing is often the best way to lower your payment, reduce the total cost of the loan, and pay off your debt faster. If you've refinanced before, you have a way to make your loan even better: refinance again.If your goals…
Credit report

Englewood Health Files Notice of Recent Data Breach | Console and Associates, PC

Damien C. Perez Apr 4, 2022
Englewood Health, based in Englewood, NJ, recently confirmed a data breach resulting from a hacking incident. While details of the Englewood Health breach are yet to come, it appears the breach exposed the sensitive information of up to…
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Another pain point for American motorists: car insurance costs

Damien C. Perez Apr 4, 2022
Soaring gas prices aren't the only expense American drivers are grappling with these days. Insuring a vehicle costs around $700 more today than it used to coronavirus pandemicindustry data shows. The…
Bad credit loans

Why do mortgage lenders require home insurance?

Damien C. Perez Apr 3, 2022
Image source: Getty Images If you want to borrow for a house, you will need a home insurance policy.…
Credit report

Adulting 101: Interest rates, fees and credit reports – what to look for when taking out a personal…

Damien C. Perez Apr 3, 2022
SINGAPORE - A month ago my editor assigned me to investigate a potential personal loan story and I realized I had no idea what the subject matter was - if it was necessary for me to take one in the future, I would not know where to start.…
Low credit score

How to Know When It’s a Good Time to Consolidate Your Debt

Damien C. Perez Apr 2, 2022
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
Payment history

Energy Adviser: website to easily track energy consumption

Damien C. Perez Apr 2, 2022
Comparing energy bills over time, whether from this month to last month or to the same month last year, is a great way to track household spending and monitor consumption, but for this , you need to have several months to a year of…
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Open Cases Expert Says Vos Contempt Charge Unprecedented

Damien C. Perez Apr 1, 2022
March 31, 2022 7:45 p.m. Job : March 31, 2022 7:45 p.m. Update: March 31, 2022 8:16 p.m. MADISON, Wis. - Bill Lueders, the president of the…
Credit report

Forget the Fed, Pay Off Your Credit Card Debt | Local company

Damien C. Perez Apr 1, 2022
By SARA RATHNER of NerdWallet The cost of everything keeps rising. And if you happen to have credit card debt, that's also likely to get a bit more expensive,…
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Today’s mortgage rates tend to fall | March 31, 2022

Damien C. Perez Mar 31, 2022
The interest rate for a 30-year fixed rate mortgage averages 5.332%. This is the second day in a row that the 30-year rate has fallen. All other loan categories are also seeing lower rates today.…
Financial services

Wage Funding Survey Reveals Inflation, Student Loans, Tight Housing Market and Elimination of Child…

Damien C. Perez Mar 30, 2022
BOSTON--(BUSINESS WIRE)--As the country swings from one crisis to another, more and more American workers are facing financial hardship, according to a survey by Salary Finance, the world's leading provider of socially responsible…
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What to do if your credit card application is declined – Forbes Advisor

Damien C. Perez Mar 29, 2022
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Although it may seem like it at the time, a…
Low credit score

Spark Bad Credit Loans helps people access pre-approved loans, regardless of their credit score

Damien C. Perez Mar 29, 2022
The financial services provider offers an efficient and streamlined pre-approval process that allows low-to-middle income people to access loans in minutes March 28, 2022 – Bad Credit Spark is delighted to announce that low to middle…
Bad credit loans

what are your borrowing options?

Damien C. Perez Mar 28, 2022
We earn a commission for products purchased through certain links in this article. Whether you missed a few credit card…
Credit report

How to increase your credit score online

Damien C. Perez Mar 27, 2022
Anyone who has ever applied for a credit card and been rejected knows that the main question that comes to mind is, "Why?" The usual answer is no credit score, although establishing one is difficult. To complicate matters, the…
Payment history

Worried about being audited? Here are the red flags for the IRS.

Damien C. Perez Mar 26, 2022
Even though the Internal Revenue Service is screening fewer taxpayers these days, you still don't want to set a goal.Among those most likely to be audited: owners of small businesses with lots of money; landlords who constantly claim…
Low credit score

Daily mortgage rates end the week higher | March 26 & 27, 2022

Damien C. Perez Mar 26, 2022
Mortgage rates are up for another week. For homebuyers, the average rate on a 30-year fixed-rate mortgage is now 5.19%, down from 4.955% this time a week ago. Meanwhile, refinancers will see 30-year rates averaging…
Bad credit loans

Business Loans for Nonprofits: Best Financing Options

Damien C. Perez Mar 25, 2022
If you run a non-profit organization that doesn't rely on fundraising, you may be looking for a solution to your business funding needs. Is your association eligible for a commercial loan? Where should you look? What types of…
Financial services

P2P Loans vs Payday Loans

Damien C. Perez Mar 25, 2022
The cost of living is rising and more of us will likely be looking for consumer credit solutions in the near future. There are a number of options available to consumer borrowers, from overdraft facilities to credit cards.…
Credit report

CA Bill Advocates Trigger Anti-Consumer Credit Loophole / Public News Service

Damien C. Perez Mar 25, 2022
A California legislature bill to regulate credit repair organizations worries advocates because it triggers a federal loophole allowing debt collectors to ignore correspondence on behalf of consumers.Under…
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Illinois to use $2.7 billion in federal relief funds to pay off COVID-related debt | Chicago News

Damien C. Perez Mar 24, 2022
(WTTW News) Illinois will use $2.7 billion of the state's remaining federal relief funding to partially close pandemic-related, interest-earning debt. Meanwhile, Republicans say the solution is half-baked and paves the way for future…
Low credit score

Dollar Scholar Asks: What Common Items Should I Never Buy?

Damien C. Perez Mar 24, 2022
…
Bad credit loans

How to deal with medical debt

Damien C. Perez Mar 23, 2022
Dealing with medical debt Knowing this, you can take certain steps to prevent it from happening or to!-->!-->!-->!-->!-->!-->!-->!-->…
Credit report

What does hard pull and soft pull mean? How do they affect your credit?

Damien C. Perez Mar 23, 2022
Editorial independenceWe want to help you make more informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make…
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South Carolina Women’s Basketball changes ticket prices for upcoming season

Damien C. Perez Mar 23, 2022
South Carolina Women's Basketball changes ticket prices for upcoming season Changes reflect increased program quality !-->!-->!-->!-->!-->…
Low credit score

Is it a good idea to finance furniture or appliances with a store credit card?

Damien C. Perez Mar 22, 2022
When you're considering a major furniture purchase, a store credit card doesn't seem like a bad idea, especially if you don't need to pay interest or…
Bad credit loans

How your student loans could be affected by the Fed’s rate hike

Damien C. Perez Mar 22, 2022
Variable student loan rates are expected to rise after the Federal Reserve's interest rate hikes in March. This could mean higher monthly loan payments for some current borrowers. (iStock) The Federal Reserve raised its…
Financial services

Banks’ bad debts decline in 2021 amid rolling debt

Damien C. Perez Mar 22, 2022
(123rf)Non-performing loans by South Korean banks declined in 2021 in part due to debt rollovers aimed at helping businesses affected by the pandemic, data showed on Tuesday.Local banks' bad debts stood at 11.8 trillion won ($9.7…
Payment history

3-Year Personal Loan Rates Continue Downtrend as 5-Year Rates Rise Slightly

Damien C. Perez Mar 21, 2022
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
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